Terms of Service
Last updated: January 25, 2026
Agreement to Terms
By accessing or using the ShieldYourMortgage website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
Description of Services
ShieldYourMortgage is a marketing agency that connects consumers with licensed insurance agents and carriers. We provide:
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Educational information about mortgage protection insurance
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Quote request tools and calculators
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Connections to licensed insurance professionals
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Resources to help you understand your coverage options
We do not sell insurance directly. All insurance products are sold through licensed agents representing various insurance carriers.
User Responsibilities
When using our services, you agree to:
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Provide accurate and truthful information
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Use the service for lawful purposes only
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Not interfere with or disrupt our website or services
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Not attempt to gain unauthorized access to our systems
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Not use automated tools to scrape or collect data
Quotes and Insurance Information
Quote estimates provided on our website are for informational purposes only and are not guaranteed. Actual premiums, coverage, and eligibility are determined by insurance carriers based on:
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Complete underwriting review
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Medical history and health status
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Age and other risk factors
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Coverage amount and policy terms
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State regulations and availability
Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of ShieldYourMortgage or our content suppliers and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.
Disclaimer of Warranties
Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee:
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The accuracy or completeness of information on our website
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Uninterrupted or error-free operation of our services
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That you will qualify for any particular insurance product
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Any specific outcomes from using our services
Limitation of Liability
To the maximum extent permitted by law, ShieldYourMortgage shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.
Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of the modified terms.
Contact Information
For questions about these Terms of Service, please contact us:
Phone: +1 (831) 243-4832
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